Resources & Insights
Practical articles on SBA loans, business plans, and getting funded. Written for business owners, not finance professionals.
How to Write a Use of Funds Statement for Your SBA 7(a) Loan
Your use of funds statement tells the lender exactly where the money is going. Here is how to write one that builds confidence and avoids common mistakes.
Read article →SBA 7(a) Loan Requirements: What You Need to Qualify in 2026
SBA 7(a) loan requirements cover everything from credit scores and collateral to business size standards and documentation. Here is the full picture for 2026.
Read article →How Long Does It Take to Get an SBA 7(a) Loan Approved?
The SBA 7(a) loan process typically takes 30 to 90 days from application to funding. Here is what determines where you fall in that range.
Read article →What Lenders Actually Look For in a Business Plan
Most business plans get rejected not because the business is bad, but because the plan doesn't answer the questions lenders are actually asking. Here's what they want to see.
Read article →SBA 7(a) Loans Explained: What Business Owners Need to Know
The SBA 7(a) loan is the most widely used government-backed business loan in the United States. Here is how it works, who qualifies, and what you need to apply.
Read article →What is DSCR and Why It Determines Whether You Get Approved
DSCR (Debt Service Coverage Ratio) is the most important number in your SBA loan application. Here's what it is, how to calculate it, and what lenders expect.
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